:root {
  --ink: #14233f;
  --ink-soft: #42516a;
  --red: #c73532;
  --red-dark: #a92325;
  --gold: #f2bc38;
  --gold-dark: #d99a0b;
  --cream: #fff8e9;
  --cream-deep: #f8edcf;
  --paper: #ffffff;
  --line: #e3e6eb;
  --muted: #6e7787;
  --success: #247a52;
  --danger: #b3261e;
  --shadow: 0 16px 42px rgba(20, 35, 63, 0.12);
  --container: 1180px;
  --calculator-width: 620px;
}

*, *::before, *::after { box-sizing: border-box; }
html { max-width: 100%; overflow-x: clip; scroll-behavior: smooth; }
body {
  max-width: 100%;
  overflow-x: clip;
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.55;
  letter-spacing: 0;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; }
button, input { font: inherit; letter-spacing: 0; }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid rgba(199, 53, 50, 0.32); outline-offset: 3px; }
[hidden] { display: none !important; }
.container { width: min(100% - 32px, var(--container)); margin-inline: auto; }
.landing-page main, .landing-page > .site-footer { --container: 900px; --calculator-width: var(--container); }
.skip-link {
  position: fixed;
  top: 8px;
  left: 8px;
  z-index: 100;
  padding: 10px 14px;
  color: #fff;
  background: var(--ink);
  transform: translateY(-150%);
}
.skip-link:focus { transform: none; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  border-bottom: 1px solid rgba(20, 35, 63, 0.09);
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
}
.header-inner {
  display: flex;
  min-height: 68px;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.brand { display: inline-flex; align-items: center; gap: 9px; text-decoration: none; }
.brand-symbol {
  display: grid;
  width: 40px;
  height: 46px;
  place-items: center;
  color: #fff;
  background: var(--red);
  border: 3px solid #fff;
  border-radius: 50% 50% 44% 44% / 38% 38% 62% 62%;
  box-shadow: 0 0 0 2px var(--red);
}
.brand-symbol span { font-weight: 800; }
.brand-name { display: grid; line-height: 1; }
.brand-name strong { font-size: 19px; }
.brand-name small {
  margin-top: 4px;
  color: var(--gold-dark);
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
}
.nav { display: none; align-items: center; gap: 26px; color: var(--ink-soft); font-size: 14px; font-weight: 700; }
.mobile-nav { display: flex; justify-content: center; flex-wrap: wrap; gap: 8px 18px; padding: 10px 12px; border-top: 1px solid var(--line); font-size: 12px; }
.mobile-nav a { text-decoration: none; }
section[id], form[id] { scroll-margin-top: 150px; }
.nav a { text-decoration: none; }
.nav a:hover { color: var(--red); }

.button {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  border: 1px solid transparent;
  border-radius: 8px;
  padding: 12px 22px;
  color: var(--ink);
  background: var(--gold);
  font-weight: 800;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: background-color 160ms ease, border-color 160ms ease, transform 160ms ease;
}
.button:hover { background: #ffd15a; transform: translateY(-1px); }
.button:active { transform: translateY(0); }
.button-small { min-height: 42px; padding: 9px 15px; font-size: 14px; }
.button-primary { color: #fff; background: var(--red); }
.button-primary:hover { background: var(--red-dark); }
.button-secondary { border-color: var(--line); background: #fff; }
.button-secondary:hover { border-color: var(--gold-dark); background: var(--cream); }
.button-full { width: 100%; }

.hero {
  position: relative;
  overflow: hidden;
  padding: 26px 0 28px;
  background-color: var(--cream);
}
.hero::before { position: absolute; inset: 0 0 auto; height: 420px; max-width: 840px; margin-inline: auto; background: url("../img/hero-brand-approved.webp") center bottom / auto 100% no-repeat; mask-image: linear-gradient(to right, transparent, #000 10%, #000 90%, transparent); content: ""; display: none; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1fr); min-width: 0; gap: 30px; }
.hero-grid > * { min-width: 0; }
.hero-copy { min-width: 0; }
.hero-copy > .eyebrow, .hero-copy h1 { text-align: center; }
.hero-copy h1 { margin: 0 auto; font-family: "Segoe UI", -apple-system, BlinkMacSystemFont, Arial, sans-serif; font-size: 28px; font-weight: 600; line-height: 1.2; }
.hero-copy h1 > span { display: block; }
.hero-copy h1 > span + span { margin-top: 3px; font-size: 22px; font-weight: 400; color: var(--ink-soft); }
.hero-art { height: 230px; margin: 12px -16px 0; background: url("../img/hero-brand-approved.webp") center bottom / auto 350px no-repeat; }
.eyebrow, .form-kicker {
  margin: 0 0 10px;
  color: var(--red);
  font-size: 13px;
  font-weight: 900;
  text-transform: uppercase;
}
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { overflow-wrap: anywhere; line-height: 1.13; }
h1 { max-width: 720px; margin-bottom: 18px; font-size: clamp(34px, 8vw, 60px); }
h2 { margin-bottom: 14px; font-size: clamp(28px, 6vw, 42px); }
h3 { margin-bottom: 8px; font-size: 20px; }
.hero-points { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); width: 100%; max-width: 900px; gap: 8px; margin: 0 auto; padding: 0; list-style: none; }
.hero-points li, .proof-grid > div { display: flex; min-width: 0; min-height: 96px; flex-direction: column; align-items: center; gap: 4px; padding: 14px 8px; border: 1px solid rgba(20, 35, 63, 0.06); border-radius: 8px; background: #fff0c2; text-align: center; }
.hero-points li:nth-child(2), .proof-grid > div:nth-child(2) { background: #fce5e0; }
.hero-points li:nth-child(3), .proof-grid > div:nth-child(3) { background: #e6f1e9; }
.hero-points strong { color: var(--red); font-size: 23px; font-weight: 700; line-height: 1.2; }
.hero-points span { max-width: 230px; color: var(--ink-soft); font-size: 12px; line-height: 1.45; }
.hero-disclaimer { max-width: 650px; margin: 14px auto 0; color: var(--muted); font-size: 11px; text-align: center; }

.calculator-band, .repeat-calculator { padding: 32px 0 42px; background: var(--cream); }
.calculator-band {
  border-top: 1px solid rgba(20, 35, 63, 0.08);
}
.calculator-notice { display: flex; align-items: center; gap: 12px; margin: 0 0 16px; border: 1px solid #edd497; border-radius: 8px; padding: 14px 18px; color: var(--ink); background: #fff0c2; font-size: 14px; line-height: 1.5; }
.notice-icon { display: grid; flex: 0 0 22px; height: 22px; place-items: center; border: 1.5px solid currentColor; border-radius: 50%; color: var(--red); font-family: Georgia, serif; font-size: 16px; font-weight: 700; line-height: 1; }
.calculator {
  display: grid;
  gap: 20px;
  align-self: start;
  min-width: 0;
  width: 100%;
  max-width: var(--calculator-width);
  margin-inline: auto;
  scroll-margin-top: 88px;
}
.calculator-panel {
  min-width: 0;
  border: 1px solid #e6d5b4;
  border-radius: 8px;
  padding: 20px;
  background: #fff1d6;
  box-shadow: 0 6px 20px rgba(20, 35, 63, 0.06);
}
.calculator-main { display: grid; gap: 24px; }
.calculator-heading h2 { margin: 0; font-size: 27px; }
.form-kicker { margin-bottom: 5px; }
.range-field { min-width: 0; }
.range-label, .range-limits { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.range-label { min-height: 40px; margin-bottom: 12px; font-weight: 700; }
.range-adjust { display: grid; grid-template-columns: 36px minmax(94px, auto) 36px; align-items: center; gap: 6px; }
.range-label output { font-size: 20px; font-weight: 900; text-align: center; white-space: nowrap; }
.stepper-button {
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--ink);
  background: var(--cream);
  font-size: 22px;
  line-height: 1;
  cursor: pointer;
}
.stepper-button:hover { border-color: var(--red); color: var(--red-dark); }
.stepper-button:focus-visible { outline: 3px solid rgba(199, 53, 50, 0.18); outline-offset: 2px; }
.range-limits { margin-top: 6px; color: var(--muted); font-size: 12px; }
input[type="range"] {
  width: 100%;
  height: 6px;
  margin: 0;
  border: 0;
  border-radius: 6px;
  appearance: none;
  background: linear-gradient(to right, var(--red) 0 var(--range-fill, 0%), var(--line) var(--range-fill, 0%) 100%);
  cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  width: 24px;
  height: 24px;
  border: 4px solid #fff;
  border-radius: 50%;
  appearance: none;
  background: var(--red);
  box-shadow: 0 0 0 1px rgba(20, 35, 63, 0.2), 0 3px 8px rgba(20, 35, 63, 0.18);
}
input[type="range"]::-moz-range-thumb {
  width: 18px;
  height: 18px;
  border: 4px solid #fff;
  border-radius: 50%;
  background: var(--red);
  box-shadow: 0 0 0 1px rgba(20, 35, 63, 0.2);
}
.calculation { margin: 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.calculation div { display: flex; align-items: baseline; justify-content: space-between; gap: 14px; padding: 9px 0; }
.calculation div + div { border-top: 1px dashed var(--line); }
.calculation dt { color: var(--muted); font-size: 13px; }
.calculation dd { margin: 0; font-weight: 900; text-align: right; }
.calculator .calculation dd { white-space: nowrap; }
.calculation-note, .form-status { margin: 16px 0 0; color: var(--muted); font-size: 12px; }
.application-fields { margin: 0; }
.contact-heading { margin-bottom: 16px; }
.contact-heading h3 { margin-bottom: 4px; font-size: 20px; }
.contact-heading p { margin: 0; color: var(--muted); font-size: 13px; }
.contact-grid { display: grid; gap: 16px; }
.form-status { min-height: 38px; margin: 12px 0 0; text-align: center; }
.form-status.is-error { color: var(--danger); }
.input-field { display: grid; min-width: 0; gap: 7px; margin: 0; font-size: 14px; font-weight: 800; }
.input-field input {
  width: 100%;
  height: 52px;
  border: 1px solid #cbd1da;
  border-radius: 8px;
  padding: 0 14px;
  color: var(--ink);
  background: #fff;
}
.input-field input:focus { border-color: var(--red); outline: 3px solid rgba(199, 53, 50, 0.12); }
.calculator .input-field input { background: #fffaf3; }
.input-field input[aria-invalid="true"] { border-color: var(--danger); }
.honeypot { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.check-field {
  display: grid;
  grid-template-columns: 20px 1fr;
  gap: 10px;
  margin: 15px 0;
  color: var(--ink-soft);
  font-size: 12px;
}
.check-field input { width: 19px; height: 19px; margin: 1px 0 0; accent-color: var(--red); }
.check-field a { color: var(--red-dark); }
.consent-grid { display: grid; gap: 12px; margin-top: 18px; }
.consent-grid .check-field { margin: 0; }
.form-security { margin: 10px 0 0; color: var(--muted); font-size: 12px; text-align: center; }
.application-fields > .button { margin-top: 18px; }

.proof-strip { padding-bottom: 28px; background: var(--cream); }
.proof-grid { display: grid; grid-auto-rows: 1fr; gap: 8px; }
.proof-grid > div { justify-content: center; }
.proof-grid strong { color: var(--red); font-size: 18px; font-weight: 700; line-height: 1.3; }
.proof-grid span { max-width: 230px; color: var(--ink-soft); font-size: 14px; line-height: 1.45; }
.activity-band { padding: 46px 0; border-bottom: 1px solid var(--line); background: #fff; }
.activity-layout { display: grid; gap: 26px; }
.activity-layout h2 { margin-bottom: 8px; font-size: 28px; }
.activity-layout > div > p:last-child { margin: 0; color: var(--muted); font-size: 13px; }
.activity-list { display: grid; gap: 0; margin: 0; padding: 0; list-style: none; }
.activity-list li {
  display: grid;
  grid-template-columns: 36px 1fr;
  align-items: center;
  gap: 12px;
  padding: 12px 0;
  border-top: 1px solid var(--line);
}
.activity-list li:last-child { border-bottom: 1px solid var(--line); }
.activity-list li > span {
  display: grid;
  width: 32px;
  height: 32px;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--success);
  font-weight: 900;
}
.activity-list li > div { display: grid; }
.activity-list strong { font-size: 14px; }
.activity-list small { color: var(--muted); font-size: 11px; }
.section { padding: 68px 0; }
.section-soft { background: var(--cream); }
.section-heading { max-width: 700px; margin-bottom: 34px; }
.section-heading > p:last-child { color: var(--ink-soft); font-size: 17px; }
#benefits .section-heading { max-width: none; }
#benefits .section-heading > .eyebrow { text-align: center; }
#benefits-title { text-align: center; word-spacing: normal; }
#how .section-heading { max-width: none; margin-inline: auto; text-align: center; }
#how .section-heading > p:last-child { max-width: 720px; margin-inline: auto; }
.steps { display: grid; gap: 14px; margin: 0; padding: 0; list-style: none; }
.steps li { display: grid; min-width: 0; grid-template-columns: 36px minmax(0, 1fr); align-content: start; gap: 14px; padding: 24px 20px; border: 1px solid #d5e6dc; border-radius: 8px; background: #eef6f0; }
.step-check {
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  color: var(--success);
  font-size: 32px;
  font-weight: 700;
  line-height: 1;
}
.steps p, .benefit-grid p, .method-list p, .compare-table p { margin-bottom: 0; color: var(--ink-soft); }
.benefit-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.benefit-grid article { min-width: 0; overflow: hidden; border: 1px solid rgba(20, 35, 63, 0.1); border-radius: 8px; background: #fff; }
.benefit-grid picture { display: block; aspect-ratio: 1; overflow: hidden; background: var(--cream-deep); }
.benefit-grid img { width: 100%; height: 100%; object-fit: cover; }
.benefit-grid h3, .benefit-grid p { margin-inline: 14px; }
.benefit-grid h3 { margin-top: 15px; font-size: 17px; }
.benefit-grid p { margin-bottom: 17px; font-size: 13px; }
.methods-layout, .compare-layout, .faq-layout { display: grid; gap: 30px; }
.method-list { display: grid; gap: 0; }
.method-list article { display: grid; grid-template-columns: 48px 1fr; gap: 15px; padding: 20px 0; border-top: 1px solid var(--line); }
.method-list article:last-child { border-bottom: 1px solid var(--line); }
.method-icon {
  display: grid;
  width: 44px;
  height: 44px;
  place-items: center;
  border: 1px solid #efd48d;
  border-radius: 8px;
  color: var(--red);
  background: var(--cream);
  font-family: "Apple Color Emoji", "Segoe UI Emoji", "Noto Color Emoji", sans-serif;
  font-size: 24px;
  line-height: 1;
}
.coverage { background: #fff; border-block: 1px solid var(--line); }
.coverage-layout { display: grid; align-items: center; gap: 28px; }
.coverage-layout .section-heading { margin-bottom: 0; }
.coverage-action { text-align: center; }
.coverage-map { position: relative; width: 100%; max-width: 440px; aspect-ratio: 15 / 8; margin: 0 auto 18px; }
.coverage-map img { width: 100%; height: 100%; object-fit: contain; }
.coverage-map strong { position: absolute; top: 58%; left: 46%; transform: translate(-50%, -50%); color: var(--red); font-size: 24px; white-space: nowrap; }
.coverage-action p, .reviews-contact p { color: var(--ink-soft); }
.reviews-contact { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; border-top: 1px solid var(--line); padding-top: 24px; }
.reviews-contact p { margin: 0; }
.compare-table { border-top: 1px solid rgba(20, 35, 63, 0.14); }
.compare-table > div { display: grid; grid-template-columns: 62px 1fr; align-items: start; gap: 16px; padding: 19px 0; border-bottom: 1px solid rgba(20, 35, 63, 0.14); }
.compare-table .mark { display: flex; flex-direction: column; align-items: center; gap: 1px; width: 56px; }
.compare-table .mark svg { width: 54px; height: 40px; display: block; fill: #2fa860; }
.compare-table .mark i { font-style: normal; font-weight: 800; font-size: 14px; color: var(--ink); }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary {
  display: flex;
  min-height: 66px;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  font-weight: 800;
  cursor: pointer;
  list-style: none;
}
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { flex: 0 0 auto; color: var(--red); content: "+"; font-size: 26px; line-height: 1; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details p { max-width: 720px; padding: 0 30px 20px 0; color: var(--ink-soft); }
.repeat-calculator { color: var(--ink); }
.repeat-heading { max-width: var(--calculator-width); margin-inline: auto; text-align: center; }
.repeat-heading .eyebrow { color: var(--red-dark); }
.repeat-heading h2 { max-width: 720px; margin-inline: auto; text-wrap: balance; }
.repeat-heading p:last-child { margin-bottom: 0; }
.repeat-heading + .calculator-notice { margin-top: 28px; }
.legal-summary {
  padding: 52px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
  color: #f1f4f8;
  background: var(--ink);
}
.legal-layout { display: grid; gap: 26px; }
.legal-details h3:not(:first-child) { margin-top: 30px; }
.legal-details a { text-underline-offset: 3px; }
.risk-warning { margin-top: 24px; font-size: 20px; font-weight: 700; }
.footer-social-title { margin-top: 12px; }
.legal-summary h2, .legal-summary h3 { color: #fff; }
.legal-summary h3 { margin-top: 24px; font-size: 17px; }
.legal-summary p { color: #c8d0dc; font-size: 13px; }
.site-footer { padding: 42px 0 24px; color: #dbe1e9; background: #0d182c; }
.site-footer .brand-symbol { border-color: #0d182c; }
.site-footer .brand-name strong { color: #fff; }
.footer-grid { display: grid; gap: 30px; }
.footer-grid > div { display: grid; align-content: start; justify-items: start; gap: 10px; }
.footer-grid p, .footer-grid a, .footer-bottom p { margin: 0; color: #aeb8c8; font-size: 13px; }
.footer-grid > div:first-child p { max-width: 360px; }
.footer-grid a:hover { color: #fff; }
.footer-owner { margin-top: 28px; border-top: 1px solid rgba(255, 255, 255, 0.12); padding-top: 24px; }
.footer-owner h2 { margin-bottom: 12px; font-size: 16px; }
.footer-owner p { margin-bottom: 8px; color: #aeb8c8; font-size: 13px; overflow-wrap: anywhere; }
.footer-bottom { display: flex; align-items: flex-start; gap: 13px; margin-top: 34px; border-top: 1px solid rgba(255, 255, 255, 0.12); padding-top: 20px; }
.footer-bottom > span {
  display: grid;
  flex: 0 0 42px;
  width: 42px;
  height: 42px;
  place-items: center;
  border: 1px solid rgba(255, 255, 255, 0.32);
  border-radius: 50%;
  color: #fff;
  font-weight: 900;
}

.header-centered { justify-content: center; }
.flow-page { min-height: 100vh; background: var(--cream); }
.transition-main {
  display: grid;
  min-height: calc(100vh - 69px);
  place-items: center;
  padding: 40px 16px;
  background-color: var(--cream);
  background-image: url("../img/story-bg-alt.webp");
  background-position: center;
  background-size: min(1100px, 150vw) auto;
}
.transition-panel {
  width: min(100%, 560px);
  border: 1px solid rgba(20, 35, 63, 0.1);
  border-radius: 8px;
  padding: 28px 22px;
  background: rgba(255, 255, 255, 0.97);
  box-shadow: var(--shadow);
  text-align: center;
}
.transition-panel h1 { margin-bottom: 15px; font-size: clamp(29px, 7vw, 42px); }
.transition-panel > p:not(.eyebrow) { color: var(--ink-soft); }
.transition-symbol {
  display: grid;
  width: 56px;
  height: 56px;
  margin: 0 auto 22px;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--success);
  font-size: 28px;
  font-weight: 900;
}
.transition-progress {
  height: 8px;
  overflow: hidden;
  margin: 24px 0;
  border-radius: 8px;
  background: var(--line);
}
.transition-progress span {
  display: block;
  width: 8%;
  height: 100%;
  background: var(--red);
  transition: width 1.6s ease;
}
.request-summary {
  display: grid;
  margin: 0 0 22px;
  border-top: 1px solid var(--line);
  text-align: left;
}
.request-summary div {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 20px;
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
}
.request-summary dt { color: var(--muted); font-size: 13px; }
.request-summary dd { margin: 0; font-weight: 900; text-align: right; }

.offers-intro { padding: 52px 0; background: var(--cream); }
.offers-intro-grid { display: grid; gap: 28px; align-items: end; }
.offers-intro h1 { margin-bottom: 14px; font-size: clamp(34px, 8vw, 54px); }
.offers-intro p:last-child { max-width: 700px; margin-bottom: 0; color: var(--ink-soft); font-size: 17px; }
.request-summary-wide { margin: 0; border: 1px solid #eadba9; border-radius: 8px; padding: 8px 16px; background: #fff; }
.request-summary-wide div:last-child { border-bottom: 0; }
.offers-section { min-height: 450px; padding: 56px 0 72px; }
.offers-heading { display: grid; gap: 18px; margin-bottom: 26px; }
.offers-heading h2 { margin-bottom: 5px; }
.offers-heading p { margin-bottom: 0; color: var(--ink-soft); }
.sort-control { display: grid; gap: 6px; color: var(--muted); font-size: 12px; font-weight: 800; }
.sort-control select {
  min-width: 220px;
  height: 46px;
  border: 1px solid #cbd1da;
  border-radius: 8px;
  padding: 0 38px 0 13px;
  color: var(--ink);
  background: #fff;
  font-weight: 700;
}
.offer-list { display: grid; gap: 14px; }
.offer-row {
  display: grid;
  gap: 20px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 20px;
  background: #fff;
  box-shadow: 0 7px 20px rgba(20, 35, 63, 0.06);
}
.offer-row.is-featured { border: 2px solid var(--gold); }
.offer-brand { display: grid; grid-template-columns: minmax(100px, 132px) 1fr; align-items: center; gap: 13px; min-width: 0; }
.offer-brand img { width: 132px; height: 44px; object-fit: contain; object-position: left center; }
.offer-logo-fallback {
  display: grid;
  width: 54px;
  height: 54px;
  place-items: center;
  border-radius: 8px;
  color: #fff;
  background: var(--ink);
  font-size: 25px;
  font-weight: 900;
}
.offer-brand h3 { overflow-wrap: anywhere; margin: 3px 0 0; }
.offer-badge { display: inline-block; color: var(--red); font-size: 11px; font-weight: 900; text-transform: uppercase; }
.offer-rating { color: var(--gold-dark); font-size: 13px; font-weight: 900; }
.offer-terms { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); margin: 0; border-top: 1px solid var(--line); }
.offer-terms div { min-width: 0; padding: 10px 10px 10px 0; border-bottom: 1px solid var(--line); }
.offer-terms div:nth-child(even) { padding-left: 10px; border-left: 1px solid var(--line); }
.offer-terms dt { color: var(--muted); font-size: 11px; }
.offer-terms dd { overflow-wrap: anywhere; margin: 2px 0 0; font-size: 14px; font-weight: 900; }
.offer-action { display: grid; gap: 8px; align-content: center; }
.offer-action small, .offer-legal { color: var(--muted); font-size: 10px; }
.offer-legal { grid-column: 1 / -1; margin: 0; padding-top: 12px; border-top: 1px dashed var(--line); }
.offers-empty { border: 1px solid var(--line); border-radius: 8px; padding: 34px 22px; background: var(--cream); text-align: center; }
.offers-empty p { max-width: 520px; margin: 0 auto 20px; color: var(--ink-soft); }
.responsible-note { padding: 52px 0; color: #eef2f7; background: var(--ink); }
.responsible-grid { display: grid; gap: 22px; }
.responsible-note h2 { color: #fff; }
.responsible-note p { color: #c8d0dc; font-size: 14px; }
.responsible-note p:last-child { margin-bottom: 0; }
.compact-footer { padding-top: 34px; }

.document-main { padding: 48px 0 80px; }
.document-layout { display: grid; gap: 32px; }
.document-nav { display: grid; align-content: start; gap: 8px; }
.document-nav a { color: var(--ink-soft); font-size: 14px; }
.document-nav a[aria-current="page"] { color: var(--red); font-weight: 800; }
.document-content { max-width: 780px; }
.document-content h1 { font-size: clamp(32px, 7vw, 48px); }
.document-content h2 { margin-top: 36px; font-size: 25px; }
.document-content h3 { margin-top: 27px; font-size: 19px; }
.document-content p, .document-content li { color: var(--ink-soft); }
.document-content li + li { margin-top: 7px; }
.document-alert { border-left: 4px solid var(--red); padding: 14px 18px; background: var(--cream); }

@media (min-width: 720px) {
  #benefits-title { font-size: 28px; white-space: nowrap; }
  .container { width: min(100% - 56px, var(--container)); }
  .hero { padding: 32px 0; }
  .hero-art { height: 260px; background-size: auto 400px; }
  .hero-copy h1 { font-size: 36px; }
  .hero-copy h1 > span + span { font-size: 28px; }
  .hero-points span { font-size: 14px; }
  .hero-points { gap: 14px; }
  .coverage-layout { grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); gap: 60px; }
  .calculator-panel { padding: 28px; }
  .calculator-main { grid-template-columns: repeat(2, minmax(0, 1fr)); align-items: start; gap: 28px 24px; }
  .calculator-heading, .calculator-main > .calculation { grid-column: 1 / -1; }
  .calculator-main > .calculation { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; padding: 8px 0; }
  .calculator-main > .calculation div { display: grid; min-width: 0; align-content: start; gap: 5px; border-top: 0; }
  .calculator-main > .calculation dd { text-align: left; }
  .contact-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .proof-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
  .activity-layout { grid-template-columns: minmax(220px, 0.65fr) minmax(0, 1.35fr); align-items: start; gap: 64px; }
  .activity-list { grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 28px; }
  .activity-list li:nth-last-child(2) { border-bottom: 1px solid var(--line); }
  .section { padding: 88px 0; }
  .steps { grid-template-columns: repeat(3, 1fr); }
  .steps li { grid-template-columns: minmax(0, 1fr); justify-items: center; text-align: center; }
  .benefit-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
  .benefit-grid h3 { font-size: 19px; }
  .benefit-grid p { font-size: 14px; }
  .methods-layout, .compare-layout, .faq-layout { grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); gap: 70px; }
  .legal-details { columns: 2; column-gap: 60px; }
  .section-heading { margin-bottom: 42px; }
  .methods-layout .section-heading, .compare-layout .section-heading, .faq-layout .section-heading { margin-bottom: 0; }
  .footer-grid { grid-template-columns: 1.6fr 1fr 1fr; }
  .transition-panel { padding: 40px; }
  .offers-intro-grid { grid-template-columns: minmax(0, 1.25fr) minmax(320px, 0.75fr); }
  .offers-heading { grid-template-columns: 1fr auto; align-items: end; }
  .offer-row { grid-template-columns: minmax(180px, 0.8fr) minmax(330px, 1.4fr) minmax(190px, 0.7fr); align-items: center; padding: 24px; }
  .offer-brand { grid-template-columns: 1fr; }
  .offer-brand img { width: 150px; }
  .offer-terms { border-top: 0; }
  .responsible-grid { grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: 70px; }
  .document-layout { grid-template-columns: 220px 1fr; gap: 64px; }
}

@media (min-width: 980px) {
  #benefits-title { font-size: 36px; }
  :root { --calculator-width: var(--container); }
  .hero { padding: 24px 0 20px; }
  .hero::before { display: block; }
  .hero-art { height: 284px; margin: 0; background: none; }
  .hero-grid { display: block; }
  .hero-copy > .eyebrow { margin-bottom: 8px; }
  .hero-copy h1 { max-width: 1000px; font-size: 38px; }
  .hero-copy h1 > span + span { font-size: 28px; }
  .calculator-band, .repeat-calculator { padding: 32px 0 46px; }
  .calculator-panel { padding: 26px 28px 28px; }
}

@media (min-width: 1100px) {
  .nav { display: flex; gap: 20px; }
  .mobile-nav { display: none; }
  section[id], form[id] { scroll-margin-top: 88px; }
}

@media (max-width: 399px) {
  .container { width: min(100% - 24px, var(--container)); }
  .header-inner { gap: 9px; }
  .brand-name strong { font-size: 16px; }
  .button-small { padding-inline: 11px; }
  .hero-art { margin-inline: -12px; }
  .hero-copy h1 > span + span { font-size: 20px; }
  .calculator-panel { padding: 16px; }
  .range-label { gap: 8px; }
  .range-adjust { grid-template-columns: 32px minmax(100px, auto) 32px; gap: 4px; }
  .range-label output { font-size: 18px; }
  .stepper-button { width: 32px; height: 32px; }
  .benefit-grid { grid-template-columns: 1fr; }
}

@media (max-width: 359px) {
  .hero-copy h1 > span + span { font-size: 18px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: 0.01ms !important; }
}

/* отзывы — карточки авторов */
.rv h2{margin:0 0 4px}
.rv-head{font-weight:800;font-size:17px;margin:0 0 12px}
.rv-rate{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.rv-logo{display:flex;align-items:center;gap:8px}
.rv-logo svg{width:40px;height:40px;display:block}
.rv-logo b{font-size:12px;line-height:1.15;letter-spacing:.4px}
.rv-pill{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:999px;padding:7px 16px;font-size:15px;box-shadow:0 2px 6px rgba(20,35,63,.06)}
.rv-pill b{font-size:17px}
.st{color:#f2bc38}.st.off{color:#e3e0d6}
.rv-trust{display:inline-flex;align-items:center;gap:7px;color:var(--ink-soft);font-size:15px}
.vf{width:17px;height:17px;flex:0 0 17px;vertical-align:-3px}
.av{display:block;flex:0 0 auto;border-radius:50%;overflow:hidden;line-height:0}
.av img,.av svg{width:100%;height:100%;object-fit:cover;display:block;border-radius:50%}
.rv-nav{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.rv-tabs{display:flex;gap:12px;overflow:auto;padding:4px;flex:1}
.rv-tab{display:flex;align-items:center;gap:12px;flex:0 0 auto;padding:8px 20px 8px 8px;border:1px solid var(--line);border-radius:999px;background:#fff;cursor:pointer;font:inherit;font-size:15px;color:var(--ink);box-shadow:0 3px 10px rgba(20,35,63,.06)}
.rv-tab .av{width:44px;height:44px;border:2px solid transparent}
.rv-tab.is-on{border-color:#d3b277;background:var(--cream);font-weight:700}
.rv-tab.is-on .av{border-color:var(--red)}
.rv-arrow{width:46px;height:46px;flex:0 0 46px;border:1px solid var(--line);border-radius:50%;background:#fff;color:var(--red);font-size:20px;cursor:pointer;box-shadow:0 3px 10px rgba(20,35,63,.06)}
.rv-box{border:1px solid var(--line);border-radius:16px;background:#fff;padding:28px 30px;box-shadow:0 10px 30px rgba(20,35,63,.07)}
.rv-card{display:none}.rv-card.is-on{display:block}
.rv-top{display:grid;grid-template-columns:320px 1fr;gap:30px;align-items:start}
.rv-who{display:flex;align-items:center;gap:18px;border-right:1px solid var(--line);padding-right:24px}
.rv-who .av{width:104px;height:104px}
.rv-tel{margin:0;color:var(--muted);font-size:14px;display:flex;align-items:center;gap:5px}
.rv-nm{margin:4px 0 6px;font-size:21px;font-weight:700}
.rv-st{margin:0;font-size:20px;letter-spacing:2px}
.rv-text{margin:0;font-size:16px;line-height:1.65}
.rv-cms{margin-top:22px}
.rv-cms h3{margin:0 0 6px;font-size:18px}
.rv-cm{display:flex;gap:12px;border-top:1px solid var(--line);padding:14px 0 6px}
.rv-cm .av{width:42px;height:42px}
.rv-cmb{flex:1;min-width:0}
.rv-cmn{margin:0;font-size:14px;display:flex;align-items:center;gap:8px}
.rv-cmn i{font-style:normal;color:var(--line)}
.rv-cmn span{color:var(--muted)}
.rv-likes{margin-left:auto;font-style:normal;color:var(--red);font-size:14px;white-space:nowrap}
.rv-cmt{margin:4px 0 0;font-size:15px;color:var(--ink-soft);line-height:1.55}
.rv-nocm{margin:0;border-top:1px solid var(--line);padding-top:14px;color:var(--muted);font-size:15px}
@media (max-width:760px){.rv-top{grid-template-columns:1fr;gap:16px}.rv-who{border-right:0;border-bottom:1px solid var(--line);padding:0 0 16px}}

/* переходы к калькуляторам */
.method-list .method-card { display: grid; grid-template-columns: 48px 1fr; gap: 15px; padding: 20px 0; border-top: 1px solid var(--line); color: inherit; text-decoration: none; }
.method-list .method-card:last-child { border-bottom: 1px solid var(--line); }
.method-list .method-card:hover h3 { color: var(--red); }
.method-list .method-card h3 { transition: color .15s ease; }
.section-cta { margin: 22px 0 0; text-align: center; }
.benefit-grid .benefit-card { display: block; min-width: 0; overflow: hidden; border: 1px solid rgba(20, 35, 63, 0.1); border-radius: 8px; background: #fff; color: inherit; text-decoration: none; transition: border-color .15s ease, box-shadow .15s ease; }
.benefit-grid .benefit-card:hover { border-color: #d3b277; box-shadow: 0 8px 20px rgba(20, 35, 63, .10); }
.benefit-grid .benefit-card:hover h3 { color: var(--red); }
.benefit-grid .benefit-card h3 { transition: color .15s ease; }

/* юридический блок: текст в две равные колонки, без пустот */
.legal-details h3 { break-inside: avoid; break-after: avoid; }
.legal-details p { break-inside: avoid; }
.legal-details h3:first-child { margin-top: 0; }

/* телефон: шапка прячется при прокрутке вниз, калькулятор компактнее */
@media (max-width: 760px) {
  .site-header { transition: transform .25s ease; will-change: transform; }
  .site-header.is-hidden { transform: translateY(-100%); }
  .header-inner { min-height: 56px; }
  .mobile-nav { padding: 7px 12px; gap: 6px 14px; font-size: 12px; }

  .calculator-band, .repeat-calculator { padding: 18px 0 24px; }
  .calculator-panel { padding: 14px 13px; }
  .calculator-main { gap: 14px; }
  .calculator-heading h2 { font-size: 22px; }
  .calculator-notice { margin-bottom: 10px; padding: 10px 13px; font-size: 13px; }
  .range-label { min-height: 32px; margin-bottom: 7px; font-size: 15px; }
  .range-label output { font-size: 18px; }
  .stepper-button { width: 32px; height: 32px; font-size: 19px; }
  .range-adjust { grid-template-columns: 32px minmax(78px, auto) 32px; gap: 5px; }
  .range-limits { font-size: 11px; }
  .calculator .calculation div { padding: 7px 0; }
  .calculator .calculation dt { font-size: 13px; }
  .calculator .calculation dd { font-size: 15px; }
  .calculator p.note, .calculator .form-note { font-size: 11px; line-height: 1.4; }

  /* нижняя часть калькулятора: контакты, кнопка, согласия */
  .contact-heading { margin-bottom: 10px; }
  .contact-heading h3 { font-size: 17px; margin-bottom: 2px; }
  .contact-heading p { font-size: 12px; }
  .contact-grid { gap: 10px; }
  .input-field { gap: 5px; font-size: 13px; }
  .input-field input { height: 44px; padding: 0 12px; }
  .application-fields > .button { margin-top: 12px; padding: 12px 14px; }
  .form-status { min-height: 22px; margin-top: 8px; font-size: 13px; }
  .consent-grid { gap: 8px; margin-top: 12px; }
  .check-field { gap: 8px; font-size: 11px; line-height: 1.35; }
  .check-field input { width: 18px; height: 18px; }
}

/* переход к предложениям без формы */
.calc-cta { margin: 16px 0 0; text-align: center; justify-self: stretch; grid-column: 1 / -1; }
.calc-cta .button { display: inline-block; min-width: 260px; margin-inline: auto; }
@media (max-width: 760px) { .calc-cta .button { display: block; width: 100%; min-width: 0; } }